Tip of the Day: Pay Your Necessities First
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I have been through a lot financially over the last few years, more than I ever thought I would go through in my life to be honest. We have braved through sickness, job loss and this past year, divorce. Yesterday, Dave Ramsey posted something on Facebook which I remembered hearing on one of his cd's years ago. If you are in a serious (and I mean serious) financial time, this just might help you:

He went on to say this: "Don't let any company or collector convince you that they are more important than your family." I will honestly say, this is something I had to fall back on a few years ago. Obviously, paying off your debt and being on top of your bills is important, but if you're in a bad spot financially, make sure your family is first.

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Want to learn A LOT more? Go to Dave Ramsey.com and find out if there is a Financial Peace University class about to start in your area! You WILL NOT regret spending the money to take the class!